私家车从事网约车运营保险争议分析及应对

私家车辆从事网约车载客行为而引起了大量纠纷,结合法院判决和其中事实判断涉及诸多争议。私家车“变脸”网约车进行载客不一定都使得危险显著增加,有些只是兼职网约车司机,风险程度不符合危险显著增加的三个特性,重要性、持续性和未曾估价性。网约车载客与交通事故发生不是必然的因果关系,只是路线不确定和行驶频率增加造成事故风险增加,让保险公司承担全部责任显然违反合同和不符合法律规定,但保险公司直接拒赔商业险也有违对价平衡原则,显失公允。而采用比例原则较为合理,对于网约车这一新兴事物,相关的法律应该既是规制法也是促进法。横向考察域外有较为成熟的网约车保险,UBI车险可以考虑引入,将“人”的因素引入车险定价,具体而言,将考虑事故发生时被保险车辆的状态,以确定保险公司是否承担赔偿责任。     

Using word of mouth data from social media to identify asymmetric competition in food retailing

Competition between food retailers is often assumed to be asymmetrical, whereby one retailer may compete with another retailer but not vice versa. Little is known about how (a)symmetric competition among retailers currently is. One way to investigate this is to use word of mouth data. A mixed methods analysis of customer comments on social media confirms the existence of asymmetric competition among German food retailers, mainly between supermarkets and discounters. Overall, consumers compare competitors frequently on the basis of their assortments, the price-performance ratio as well as quality and freshness. The results have implications for competition policy and strategic management.     

Value co-creation in sustainable tourism: A service-dominant logic approach

To mainstream sustainability, we need to understand the value gained from sustainability by users. We apply a user-centred design methodology to develop an agile, iterative, incremental and reflexive process to understand the sustainability value proposition for Lufthansa City Center travel agents. We analyse the failure of sustainability communications within the online platforms used by these agents and explore why the agents factor out sustainability information during the customer sales process. We identify how agents and customers understand sustainability, and we explore opportunities to co-create sustainability value. Furthermore, we prototype, and then test, methods of empowering travel agents to communicate sustainability to their customers as a value-adding proposition.     

公路工程施工项目特殊季节与夜间施工安全控制要点

由于公路工程施工项目多数属于点多线长、露天和连续作业,涉及的人员、材料、机械设备多,技术含量低且需要经常变换工种的施工环境,使得安全风险大,因此,各施工单位必须对夜间和季节性施工安全措施高度重视,针对夜间施工和未来特殊气候环境影响下施工中可能发生的造成人员伤亡、疾病、财产损失、工作环境破坏等危险及紧急情况,采取有针对性的事先预防措施。     

电子笔记在项目化教学中的初步应用

电子笔记是本学期在实践教学使用的一种新教学方式,尤其在计算机专业实践性较强的网络数据库课程中,起到了良好的效果。电子笔记教学方法功能强大,但也有使用的局限性。     

服装外贸跟单的人才构建与实践

本文阐述了服装外贸跟单员工作岗位的形成,重点介绍服装外贸企业的跟单工作过程,通过将服装外贸跟单员的起源与工作过程相结合,最终对服装外贸跟单的人才培养提出几点建议。     

高校科研档案管理存在的问题及对策构想

科研档案管理工作是高校事业发展的重要组成部分之一,为了改善科研档案管理中存在的归档不及时、不完整、重档轻管、只存不用等问题,可以考虑采用分级管理模式、进行信息化建设、培训档案管理人员等方法来提升高校科研档案的质量和利用率。     

Social Marketing of a Fortified Staple Food at Scale: Generating Demand for Fortified Rice in Brazil

ABSTRACT

This paper describes the social marketing strategy implemented by PATH and GAIN to create a sustainable market for rice fortification in Brazil and develop a replicable model relevant to other geographies. It draws on market research on consumer attitudes and practices, as well as key demand and consumer metrics before and after execution of the social marketing campaign in Brazil. This marketing endeavor succeeded in establishing the viability of introducing fortified rice in a country through a purely market-based approach. Whereas social marketing is vital to the introduction and scale-up of fortified staple foods through commercial markets, it is not sufficient to achieve meaningful scale and sustainability. Engagement from the public and social sectors, clear governance, and other factors are critical to substantial and long-term impact. Lessons from this first attempt to introduce a fortified staple food through a market-based approach are relevant to similar initiatives elsewhere.     

大学英语教学应激发学生的学习兴趣

学习兴趣是学生学习的动力。大学英语教学应通过培养良好的师生关系,根据学生差异,做到因材施教,努力创设语言环境,合理使用奖惩,激发学生的学习兴趣。     

案例教学法在法理学教学中的应用

案例教学法包括理论要件、案例要件和操作要件。案例教学程序一般经过学生跟随性学习、思辨性学习、创造性学习、融合性学习和巩固性学习等五个阶段,从而拓展法理学的教学空间,培养学生分析解决问题的能力。